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by David Harris
“Legal Shield”, found at prepaidlegal.com, is a multi-level marketing business that sells legal aid packages as its product.
There are so many issues with Legal Shield I don’t even know where to begin, but I’ll start here. There are so many bad reports and complaints about them that it’s amazing they are even still in business.
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They have changed names at least once from Pre-Paid Legal Services to Legal Shield and I know for certain they had a bad reputation with the previous name, too.
Legal Shield claims that for as little as $20 per month you can have access to help from the participating attorneys. The actual help you get is bare bones minimal or shoddy at best.
Then it was transformed into a Multi-Level Marketing business and that is where most of the problems began, as so happens with most MLM business opportunities.
More than three quarters of Legal Shield’s sales reps can’t sell more than one plan but fail to divulge this information to prospective sales representatives.
In fact, average Legal Shield sales commissions are about $250 or so per year. This means that there aren’t many people making any substantial money with this program.
Legal Shield pays an advance commission for the customer’s full one year service they sign up for. However, many cancel before that year is up and Legal Shield then takes back a portion of those commissions.
Besides getting others to sign up to Legal Shield, you must also be signed up, and sign on to their associate agreement, too while maintaining your membership or making 3 sales per quarter, or 6 a year.
If you do not meet their requirements you will get dropped and lose your whole downline, including future commissions, etc., which Legal Shield gets to keep all of.
How convenient for Legal Shield, since most Legal Shield Independent Associate sales reps do get the drop before they get the chance to enjoy any substantial earnings.
Most earnings would have gone to your upline anyway, but when they drop you it all goes to them after all. In order for any of this not to happen you must continually be a recruiting monster.
Many, many years ago when I was looking for work, someone contacted me saying they had a great job offer and it turned out to be a recruiter for Legal Shield when it was Pre-Paid Legal.
It felt a lot like a timeshare presentation, only a lot more greasy. Needless to say, I passed on this “fantastic opportunity”. Legal Shield continues to crank out similar reps today.
There are many limitations to the service Legal Shield’s participating attorneys provide that it does not seem like a worthwhile product.
Contracts over 15 pages cost extra. One call or letter per legal matter to your participating law firm only. The list just goes on.
Among complaints registered by upset users of Legal Shield include incorrect contract evaluations, incorrect information on crucial forms like Medicaid, etc.
That and unusually long times to complete simple forms, failure to call back on time sensitive matters and so on, and hundreds more complaints I can’t list here makes Legal Shield a dicey proposition.
Having had an unpleasant recruitment experience, and having looked further into Legal Shield and its rather pyramid scheme like structure and rabidly aggressive recruitment tactics by desperate reps I can say one thing.
Legal Shield is a multi level marketing scheme that falls short of so many I come across, and that is saying something. As most MLM business opportunities go, they all suffer the 99% failure rate as it is.
However, when you consider the substandard product on top of a terrible compensation plan designed for failure, you can see that Legal Shield falls short of the mark in so many ways.
I won’t call it a scam unfortunately since they don’t actually rip people off, but nevertheless I do not recommend doing business with Legal Shield – as a network marketing rep nor as a customer.
Thanks for reading…
TagsPre-Paid Legal Services Inc. Pre-Paid Legal Services Legal Shield legalshield.com prepaidlegal.com Legal Services LegalShield Legal Shield Independent Associate Multi-Level Marketing multi level marketing MLM mlm scam
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